BankMCP™: your AI can now read your bank. Self-hosted, read-only MCP server for your own bank accounts via open banking (Enable Banking). Standard MCP; tested with Claude and Ollama.
Your AI now reads your bank. Ask it anything about your accounts. Read-only, self-hosted, one user. Standard MCP; tested with Claude and Ollama.
BankMCP™ is not a bank. It is a small open-source server you host yourself (npm package bankmcp). It connects to your banks through Enable Banking, which wraps 2,700+ European banks in one PSD2 API, and exposes them to any MCP client as a connector. Read-only, no payments, no third party holding your data.
"Has the invoice from Acme been paid?" · "What did we spend on groceries in August?" · "Which subscriptions am I paying for, and what do they cost per year?" · "Tell me when my balance drops below 5,000."
- Your assistant (Claude, ChatGPT, Cursor, or any MCP client) talks to your server as a connector. You sign in once with a password; tokens handle the rest. - Your server holds the Enable Banking application key, the bank consents and your account ids. It does not store balances or transactions and sends no telemetry. - Enable Banking is the licensed provider between your server and your bank. Every balance and transaction you ask for passes through their servers on the way to yours; they do not store it, and they do not see your bank credentials, since you log in at your bank's own site. This hop is how PSD2 works and is the one part of the chain that is not on your machine.
Two ways to run it. Both need a free Enable Banking account and about ten minutes.
From the project README.
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